should avoid making any major purchases before buying a home.
Be patient, have self-discipline and wait until after you have
bought your home. Don’t buy a car, major appliances,
furniture, vacations, or anything that could create debt,
right before you go meet a lender for pre-approval. Don’t
apply for any credit cards. Every time that you apply for credit, there
could be a point deduction from your FICO score.
Your FICO score will directly affect what interest rate and loan
amount you can qualify for.