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Avoid major purchases before buying a home

You should avoid making any major purchases before buying a home. Be patient, have self-discipline and wait until after you have bought your home. Don’t buy a car, major appliances, furniture, vacations, or anything that could create debt, right before you go meet a lender for pre-approval. Don’t apply for any credit cards. Every time that you apply for credit, there could be a point deduction from your FICO score. Your FICO score will directly affect what interest rate and loan amount you can qualify for.

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bre#01262388, nmls #1082667, Broker Shan Roberts